01706 - 418-223


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PCL Reclaim Ltd

1 Highfield Park





Tel: 01706- 418 - 223

What is a mis-sold or mis-calculated (breach of terms) mortgage?   A mis-sold mortgage means you were given advice that wasn’t suitable, the risks were not clearly explained to you or you were not given all of the information you needed and ended up taking out a product that wasn’t right for you.

Opening Hours


Monday 9.00 - 17.00

Tuesday 9.00 -  17.00

Wednesday 9.00 – 17.00

Thursday 9.00 - 17.00

Friday 9.00 -  17.00

Saturday CLOSED


1 Highfield Park, Helmshore, Haslingden, BB4 4BH

Telephone: 01706 - 418 - 223

Company Registration

PCL Reclaim are an accredited representative and are working on behalf of Bee legal solicitors

(registered trading name of Wisemann Law)

Question: What is a mis-sold mortgage?

Answer: A mis-sold mortgage means you were given advice that wasn’t suitable, the risks were not clearly explained to you or you were not given all of the information you needed and ended up taking out a product that wasn’t right for you.

Question: Who can claim mis-sold mortgage compensation?

Answer:  If it can be established that the mortgage was mis-sold then you may have a claim for redress.If you have had any of the following then you may be eligible to claim:

Fill in our online form to find out!

Question: How much compensation can you claim for a mis-sold mortgage?

Answer: The compensation amounts vary depending on the particular circumstances of each case, after we have completed our initial assessment of your case we will be able to advise you on the redress expected.

Question: Will I get into trouble claiming mis-sold mortgage compensation?

Answer:  No, your mortgage provider has a duty to treat all customers fairly and your mortgage will not be affected by making a claim. Your current lender may even offer you a better deal moving forward.

What information do I need to claim mortgage compensation?

All we require from you is the name of your mortgage provider and the date you took out the mortgage, we then do the rest.

We will ask a few other simple questions to understand your circumstances at the point of sale.

Question: When were mortgages mis-sold?

Answer: If you were sold a mortgage after the 31st October 2004 through a broker there is a real possibility that the Mortgage has been mis-sold.

Question: What should I do if my mortgage runs past my retirement age?

Answer: If your mortgage is going to run past your retirement age and your unsure how you will manage the repayments you may be eligible to make a claim, start your claim with us today

Question: Can I claim mis=sold mortgage compensation myself?

Answer: You can claim yourself by contacting your mortgage broker. There are online sites that can assist you in your claim, you could start by visiting the Financial Ombudsman Service website.

However, if your struggling to know whether you may have been mis-sold a mortgage, we are here to help. We offer a free, no obligation initial consultation in which we will talk you through the whole process without any legal jargon and assess whether you have a potential claim.

Question: Where can I claim mis-sold mortgage compensation?

Answer: Start your claim process today by contacting a member of our team and our expert legal team will be in touch to help you claim the money back you deserve.

Question: My mortgage broker isn’t in business anymore can I still claim?

Answer: Don’t worry it may be still possible to make a claim against the Financial Services Compensation Scheme, if the company or adviser who sold you the mortgage product has since stopped trading, had their licence withdrawn or gone out of business. We can discuss further once you get in contact with us

Question: How far back can I claim mis-sold mortgage compensation?

Answer: Since 31 October 2004 mortgages have been a regulated financial product, so where a mortgage has been mis-sold, customers can claim compensation they may be entitled to.

If it’s established that the mortgage was mis-sold then you may be eligible to claim for losses from the start of the mortgage to date, and through to the full term of the mortgage.

Question: Who pays my mis-sold mortgage compensation?

Answer: The compensation is awarded by the person or company who provided the advice at the point of sale, however if they have since gone out of business then the Financial Services Compensation Scheme can pay compensation up to certain limits.